See How Others Move Their Money
Check out a selection of money maps, originally created by our community members to successfully execute different financial strategies.
Real maps from real people
Multi-Goal Flow
Smik Lakhani
Senior Software Engineer | Pie Insurance
Best for:
Anyone who prefers a structured, semi-automated system that sets aside funds upfront, then streamlines payments and allocations in bulk.
Multi-income
Debt reduction
Balanced growth
See Smik’s map
Multi -Income Streams
Nick Adams
Principal | Slalom
Nick manages W-2, business, and rental income under one unified flow.Household funds are divided into highly granular budgets for precise control of spending.Business income remains self-sustaining, and rental earnings are reserved to cover expenses and vacancies..
Best for:
Managing multiple income streams while balancing debt payments, cash management, and long-term investing.
Multi-income
Granular budgeting
Rental planning
See Nick’s map
Creator-Income Flow
Ryan Vogel
Developer Advocate | Databricks
Ryan’s map brings together income from multiple business and personal sources into centralized accounts. From there, funds are distributed across credit cards, rent, investments, and business expenses. His setup keeps his fractured income organized while maintaining clear pathways for payments and savings.
Best for:
Creators, freelancers, or anyone managing side-hustle income across personal and business accounts.
Multi-income
Creator finance
Business flow
See Ryan’s map
Household Flow
Patrick Robinson
Software Consultant | Lean TECHniques
Patrick’s funds flow through his primary income, where portions are set aside for his Emergency Fund and Investment Allocation. When ready, he moves funds into his Master Bill Pay, Daily Expenses, and Investment Distribution - where all payments, savings, and investments run automatically.
Best for:
Anyone who prefers a structured, semi-automated system that sets aside funds upfront, then streamlines payments and allocations in bulk.
FB / Instagram
Granular bill pay
Organized automation
See Patrick’s map
The world’s most popular financial strategies,
mapped to perfection on Sequence.
By Sequence
Dave Ramsey
Blends business needs with Dave Ramsey’s Steps 1-3 for disciplined, debt-focused growth.
Best for:
Beginners tackling debt with and building savings with structure
Discipline
Structure
Budgeting
Open in Playground
By Sequence
Debt Paydown
Automatically pay off debts starting with the smallest balance first.
Best for:
People tackling multiple debts with less stress.
Debt
Momentum
Progress
Open in Playground
By Sequence
Pay yourself First
Aligns business income with personal needs using Profit First. Ideal for owners managing both.
Best for:
Small business owners balancing profit, savings, expenses and sustainability.
Debt
Momentum
Progress
Open in Playground
By Sequence
Liability-focused
Focused on debt repayment while meeting essential expenses, savings, and investments effectively.
Best for:
People paying off debt without putting life on hold.
Debt
Balance
Stability
Open in Playground
By Sequence
Dual-income household
Balances dual incomes for needs, debt, and education. Ideal for maximizing every dollar long-term.
Best for:
Couples trying to coordinate spending, saving, and debt.
Couples
Coordination
Clarity
Open in Playground
By Sequence
The 50/20/30
Uses the 50/30/20 rule to balance needs, wants, and savings. Great for those seeking clear budgeting.
Best for:
New budgeters looking for clarity and balance.
Budgeting
Dual earners
Debt-first budgeting
Open in Playground
By Sequence
Side-by-side budgeting
Balances personal and business finances with Profit First. Great for those seeking automation and clarity.
Best for:
Business owners juggling both sides of their finances with ease.
Business
Personal
Balance
Open in Playground
By Sequence
Taxable and non-taxable
Balances taxable and non-taxable income, diversifying investments while meeting tax and savings goals.
Best for:
High earners keeping taxes and investments organized.
Taxes
Investing
Strategy
Open in Playground